XRP is the main asset of the XRP Ledger. Key things to know when using XRP in Exodus:

Read on for step-by-step guides on resetting your XRP account and dealing with destination tags.

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XRP is the main asset for the open-sourced XRP Ledger (XRPL), which was created in 2012. XRP and the XRP Ledger were designed to provide low transaction fees and fast settlement times to improve the efficiency of international payments.

To learn more about XRP, visit XRP Ledger's article: XRP overview.

The current minimum balance, also known as the base reserve, for a new account is 1 XRP. Holding additional tokens increases the minimum balance by 0.2 XRP for each type of token.

The XRP Ledger requires every XRP address to hold a base reserve. This helps prevent spam and malicious activity by introducing a small financial cost, keeping the network efficient and secure.

Before you can submit transactions or use the XRP Ledger, you need to create an account by sending enough XRP to meet the minimum balance.

The base reserve is the minimum amount of XRP required for an address to be active on the XRP ledger. Currently, it is 1 XRP. Validators on the XRP network can vote to raise or lower this amount.

In addition to the base reserve, there is an owner reserve of 0.2 XRP per object an address owns. Objects include Trust Lines, which are required to hold tokens other than XRP on the network.
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For example, in Exodus, if you only hold XRP, your reserve is 1 XRP. However, if you also hold RLUSD, then your total reserve increases by 0.2 XRP, bringing the required reserve to 1.2 XRP. This amount is the minimum balance your address must hold, and it cannot be moved.

Trust Lines (also called trustlines) allow an XRP account to receive a specific token on the network. The main asset of the network, XRP, does not require one, but other tokens on the network do.
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As a result, the account owner can control which tokens their account is authorized to receive by setting up Trust Lines only for the tokens they want to receive.

Creating a Trust Line incurs a small fee and increases the required minimum balance by 0.2 XRP for each Trust Line.

To learn more about Trust Lines, visit XRP's documentation: Authorized Trust Lines.

For a guide on how to enable tokens and set up Trust Lines with Exodus Mobile, jump to: How do I enable tokens on the XRP network?

Here’s how it works in Exodus:

In Exodus Mobile, you will see a warning if your XRP address hasn’t been activated yet. Once you send at least 1 XRP to Exodus, your XRP account will be activated, and the warning will disappear.

In Exodus Desktop, a) your XRP wallet will display information about the minimum balance requirement.

Additionally, if your XRP address in Exodus contains less than 50 XRP, b) your wallet will display a low balance warning. You can still send XRP when the low balance warning appears.

Resetting your XRP account allows you to recover part of your locked XRP minimum balance.

When you reset your account, your wallet sends a delete account transaction. You pay a fee of 0.2 XRP to reset the account, and the remaining XRP is sent to an address of your choice.

After you reset your XRP account, it will no longer be active. To use it again, you'll need to reactivate it by sending at least 1 XRP to your address.

Many exchanges do not accept delete account transactions. To avoid losing your XRP, always send delete account transactions to a self-custody wallet you control.

If you send a delete account transaction to a centralized exchange (e.g., Binance or Nexo), you may lose your XRP. In that case, you’d need to contact the exchange’s support team for help.

To receive tokens other than XRP, you must first set up a Trust Line for the Token. If you try to receive XRP tokens before setting up a Trust Line, the transaction will fail.

In Exodus, when you try to receive or swap into a token on the XRP network for the first time, you'll be prompted to enable it. Enabling the token sets up the Trust Line and creates a transaction that incurs a small network fee. It also increases the XRP minimum balance by 0.2 XRP.

Once the Trust Line is set up, you'll be able to receive the token. To send the token, you'll also need to hold XRP in addition to the minimum balance requirement, since the minimum balance can’t be used to pay the XRP transaction fees.

There are two potential reasons why you can't send your XRP.
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To send to some XRP addresses, like those used by custodial exchanges (e.g., Coinbase or Binance), you need to include a destination tag.

Some platforms configure their accounts to reject any incoming transaction without a destination tag. If you try to send XRP without one, the network will reject the transaction. To learn more, visit XRP Ledger's article: Require destination tags.

In Exodus, you will see an error that prevents you from sending the transaction. To fix this, check whether the address requires a destination tag and include the correct one.

The receiving platform should provide the correct destination tag on its deposit screen. Always use the tag they give you, or your funds may not be credited.

A destination tag is not required if you’re sending XRP to Exodus or self-custody wallets. However, some platforms may still force you to enter one when sending. In that case, you can safely enter any number (e.g., 11111).

To learn more, visit: What is a memo or destination tag, and how do I use them?
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If you have used your XRP private key in another platform and disabled your master key, you'll see the error disabledMasterKey in Exodus. When this happens, you won't be able to send your XRP from Exodus.

To fix this, return to the platform where you disabled your master key, and re-enable it. Once it's enabled, you can send your XRP from Exodus.

To learn more, visit XRP Ledger's article: Disable Master Key Pair.

Ripple USD (RLUSD) is a stablecoin issued by Standard Custody & Trust Company, LLC (SCTC), a subsidiary of Ripple, the company behind the XRP Ledger.

RLUSD is designed to maintain the same value as the U.S. Dollar. Each RLUSD is backed by U.S. dollar reserves and other assets.

To learn more, visit Ripple's documentation: Ripple USD Introduction.

Exodus Mobile supports sending and receiving RLUSD on the XRP network. Before you can receive RLUSD, you'll need to enable it and set up a Trust Line. For a guide on how to do that, jump to: How do I enable tokens on the XRP network?

Once RLUSD is enabled, you'll be able to send and receive it in Exodus Mobile. To send RLUSD, you also need to hold XRP in addition to the minimum balance requirement, since the minimum balance can’t be used to pay the XRP transaction fees.