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What is Exodus Rewards?

Learn how to join Exodus Rewards, earn points when you spend, swap, and hold Cash in Exodus Pay, and view or redeem the points you've earned.

Updated October 2, 2026
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With Exodus Rewards, you can earn points when you spend with your Exodus Card, swap crypto, and hold eligible Cash in Exodus Pay. You can redeem your points for Cash in your balance.

  • Exodus Rewards is available to select users and will expand over time. If you don't have access yet, you can continue earning rewards through the previous rewards feature in Exodus Pay.

  • Points earned in Exodus Pay are not interest or yield.


In this article:


What is Exodus Rewards?

Exodus Rewards is a program in Exodus Pay that lets you earn points for spending with your Exodus Card, swapping in your Exodus crypto wallet, and holding eligible Cash. You can redeem your points for Cash, which is added to your Exodus Pay balance.


How do I join Exodus Rewards?

  • When you join Exodus Rewards, your eligible stablecoins are automatically moved into Cash, along with eligible stablecoins you receive later. To learn more, visit: Why are stablecoins moved into Cash?

  • If you decline Exodus Rewards, you won't earn new points, and any points you already have stay locked until you join.

If you are eligible to join Exodus Rewards, you’ll see a banner.

To join, follow the steps below:

  1. Tap the profile icon.

  2. Tap the rewards banner.

  3. Tap Join Rewards.

  4. You'll see more info on how points are earned. Tap Continue.

  5. Here you can a) swipe left or right to browse upcoming rewards and b) tap the heart icon to add any to your wishlist. c) Tap Continue.

  6. a) Scroll to explore upcoming features and b) tap the heart icon to add any to your wishlist. Then c) tap Continue.

  7. a) Accept the Exodus Rewards Program Terms. This includes agreeing to have your eligible USDC and USDT moved into Cash. b) Tap Agree & Join Rewards.

  8. You'll see a welcome screen, and your eligible stablecoins will move to Cash. Tap View rewards.

  9. Here you can see the points you've earned so far.

  10. Once you've joined, your points appear next to your profile icon in Exodus Pay and your Exodus crypto wallet.


Why are stablecoins moved into Cash?

You earn points for holding eligible Cash balance.

When you join Exodus Rewards, your eligible stablecoins are moved into Cash so they can start earning points. You can still spend your Cash with your Exodus Card, swap it for other crypto, or send to others.

If you'd rather keep your stablecoins as they are, you can keep using Exodus without joining Exodus Rewards.


Which stablecoins can be moved into Cash?

Currently, only USDC and USDT on the Solana network can be moved into Cash. We'll add more stablecoins and networks in the future.

USDC and USDT on other networks stay in your wallet.

  • In certain jurisdictions, you'll be asked to confirm before eligible stablecoins are moved into Cash. If you close the prompt, you'll be asked again later.

  • In certain jurisdictions, points are redeemed for USDC instead of Cash.


How do I earn points?

There several ways to earn points.

Welcome bonus

  • When you join Exodus Rewards, you get a one-time welcome bonus of 1 point for each day your wallet has been active.

  • The bonus is added to your points when you join. It's given once per wallet, so leaving and rejoining Exodus Rewards won't give you another bonus.

Spending with your Exodus Card

  • You earn 1 point for every $1 spent with your Exodus Card on eligible purchases.

  • Points may show as pending before they become available.

Swapping in Exodus

  • You earn 1 point for every $1 on eligible swaps using Exodus Swap on Mobile.

  • Automatic conversions into Cash, like when you join Exodus Rewards or deposit stablecoins, do not count as swaps.

  • Points may show as pending before they become available.

Holding Cash in Exodus Pay

  • You earn 1 point for every $100 of Cash held in Exodus Pay per day. Cash must be held for at least 24 hours to qualify.

In certain jurisdictions, holding Cash and swapping into Cash don't earn points.


How can I see a breakdown of my points earned?

  1. ​In Exodus Pay, tap the profile icon.
    ​
    ​You can also press and hold your points next to your profile icon to go straight to Step 3.

  2. Tap the rewards banner.

  3. Here you can a) view your total points, and b) see a breakdown of how those points were earned.


How can I see points on purchases?

You can see the points you've earned on past purchases in your Exodus Card history and purchase details.

  1. In Exodus Pay, tap Card.

  2. Here you can see points earned on eligible purchases. Tap a purchase to see its details.

  3. In the purchase details, you'll see how many points you earned for that purchase.


How can I see points on swaps?

You can see how many points a swap will earn before you complete it. In Exodus Swap, a) select the assets you want to swap and enter an amount. b) The points you’ll earn show at the bottom.

You can also see the points you earned on past swaps in your swap history and swap details.

  1. In your Exodus crypto wallet, tap the activity icon in the top right corner.

  2. a) Tap Swap and you can b) see points earned on eligible swaps. Tap a swap to see more details.

  3. In the swap details, you'll see how many points you earned for that swap.


How do I redeem my points?

  • You need a verified Exodus Pay account to redeem points. To learn how, visit: How do I verify my account?

  • You need at least 10,000 points to redeem (4,000 in Argentina, Brazil, Colombia, Mexico, and Uruguay).

  • There's a monthly redemption limit that resets on the 1st of each month.

  • In certain jurisdictions, redeemed points are added to your Cash balance as USDC.

To redeem your points for Cash, follow these steps:

  1. In Exodus Pay, tap the profile icon.
    ​
    ​You can also press and hold your points next to your profile icon to go straight to Step 3.

  2. Tap the rewards banner.

  3. Tap Redeem. If you don't have enough points yet, a message will indicate the minimum needed.

  4. Tap OK to convert points.

  5. Your points are converted to Cash and added to your Exodus Pay balance. You can see your full redemption history in your activity.


How do I disable Exodus Rewards?

You can leave Exodus Rewards at any time. When you do:

  • You'll stop earning new points.

  • Your existing points will remain locked until you rejoin.

  • New stablecoin deposits won't be moved to Cash.

  • Any Cash you hold will remain in your Cash balance as XO.

  1. In Exodus Pay, tap the profile icon.

  2. Tap Settings.

  3. Toggle off Exodus Rewards.

  4. Tap Disable Rewards.

Exodus is not affiliated with any third-party platforms, external links, or any other third-party resources mentioned in this article. As such, Exodus cannot guarantee the performance of third-party products or services, or that the steps shown and the information provided will always be accurate.

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