With Exodus Rewards, you can earn points when you spend with your Exodus Card, swap crypto, and hold eligible Cash in Exodus Pay. You can redeem your points for Cash in your balance.
Points earned in Exodus Pay are not interest or yield.
In this article:
What is Exodus Rewards?
Exodus Rewards is a program in Exodus Pay that lets you earn points for spending with your Exodus Card, swapping in your Exodus crypto wallet, and holding eligible Cash. You can redeem your points for Cash, which is added to your Exodus Pay balance.
How do I join Exodus Rewards?
When you join Exodus Rewards, your eligible stablecoins are automatically moved into Cash, along with eligible stablecoins you receive later. To learn more, visit: Why are stablecoins moved into Cash?
If you decline Exodus Rewards, you won't earn new points, and any points you already have stay locked until you join.
If you are eligible to join Exodus Rewards, you’ll see a banner.
To join, follow the steps below:
In Exodus Pay, tap the profile icon.
Toggle on Rewards.
You'll see more info on how points are earned. Tap Next.
Here you can see the rewards you can get.
a) Tap Store, then b) swipe down to browse upcoming rewards. c) Tap the heart icon to add any rewards to your wishlist.
a) Tap Benefits, then b) swipe left or right to explore current features. c) Swipe down to view upcoming features, and d) tap the heart icon to add any to your wishlist.
When you're ready to continue, a) tap Rewards, then b) tap Next.
a) Agree to automatically move your eligible stablecoins to Cash, b) accept the Rewards Program Terms, then c) tap Agree & Join Rewards.
After you have joined Exodus Rewards, you'll see the points you've earned so far.
Your points also appear next to your profile icon in Exodus Pay and your Exodus crypto wallet.
To learn how to turn off this feature, visit: How do I disable Exodus Rewards?
Why are stablecoins moved into Cash?
You earn points for holding eligible Cash balance.
When you join Exodus Rewards, your eligible stablecoins are moved into Cash so they can start earning points. You can still spend your Cash with your Exodus Card, swap it for other crypto, or send to others.
If you'd rather keep your stablecoins as they are, you can keep using Exodus without joining Exodus Rewards.
Which stablecoins can be moved into Cash?
In the latest version of Exodus, the following stablecoins can be moved into Cash:
USDC on Solana, Ethereum, Arbitrum, Base, BNB Smart Chain, and Polygon
USDT on Solana, Ethereum, BNB Smart Chain, and Polygon
To move stablecoins on networks other than Solana, you need the network's main asset in your wallet.
USDC and USDT on unsupported networks remain in your wallet.
Your wallet needs to be unlocked for stablecoins to be moved into Cash.
In certain jurisdictions, you'll be asked to confirm before eligible stablecoins are moved into Cash. If you close the prompt, you'll be asked again later.
In certain jurisdictions, points are redeemed for USDC instead of Cash.
How do I earn points?
There several ways to earn points.
Welcome bonus
When you join Exodus Rewards, you get a one-time welcome bonus of 1 point for each day your wallet has been active.
The bonus is added to your points when you join. It's given once per wallet, so leaving and rejoining Exodus Rewards won't give you another bonus.
Spending with your Exodus Card
You earn 1 point for every $1 spent with your Exodus Card on eligible purchases.
Points may show as pending before they become available.
Swapping in Exodus
You earn 1 point for every $10 on eligible swaps using Exodus Swap on Mobile.
Swaps from Cash into USDC or USDT don’t earn points.
Swaps on Exodus Desktop don’t earn points.
Automatic conversions into Cash, like when you join Exodus Rewards or deposit stablecoins, do not count as swaps.
Points may show as pending before they become available.
Holding Cash in Exodus Pay
You earn 1 point for every $100 of Cash held in Exodus Pay per day. Cash must be held for at least 24 hours to qualify.
In certain jurisdictions, holding Cash and swapping into Cash don't earn points.
How can I see a breakdown of my points earned?
In Exodus Pay, tap your rewards balance next to the profile icon.
Here you can a) view your total points, b) see a breakdown of how you earned those points, and c) see your all-time earnings.
How can I see points on purchases?
You can see the points you've earned on past purchases in your Exodus Card history and purchase details.
In Exodus Pay, tap Card.
Here you can see points earned on eligible purchases. Tap a purchase to see its details.
In the purchase details, you'll see how many points you earned for that purchase.
How can I see points on swaps?
If you have joined Exodus Rewards, you can see how many points a swap will earn before you complete it. In Exodus Swap, a) select the assets you want to swap and enter an amount. b) The points you’ll earn show at the bottom.
You can also see the points you earned on past swaps in your swap history and swap details.
In your Exodus crypto wallet, tap the activity icon in the top right corner.
a) Tap Swap and you can b) see points earned on eligible swaps. Tap a swap to see more details.
In the swap details, you'll see how many points you earned for that swap.
How do I redeem my points?
You need a verified Exodus Pay account to redeem points. To learn how, visit: How do I verify my account?
You need at least 25,000 points to redeem.
There's a monthly redemption limit that resets on the 1st of each month.
In certain jurisdictions, redeemed points are added to your Cash balance as USDC.
To redeem your points for Cash, follow these steps:
In Exodus Pay, tap your rewards balance next to the profile icon.
Tap Redeem. If you don't have enough points yet, a message will indicate the minimum needed.
Tap OK to convert points.
Your points are converted to Cash and added to your Exodus Pay balance. You can see your full redemption history in your activity.
How do I disable Exodus Rewards?
You can leave Exodus Rewards at any time. When you do:
You'll stop earning new points.
Your existing points will remain locked until you rejoin.
New stablecoin deposits won't be moved to Cash.
Any Cash you hold will remain in your Cash balance as XO.
In Exodus Pay, tap your rewards balance next to the profile icon.
Toggle off Rewards.
Tap Disable Rewards.
How do I send or withdraw USDC or USDT?
Send Cash to another address
To send Cash to another address as USDC or USDT, follow the steps below.
Cash can be sent on the following networks:
USDC | USDT |
Solana | Solana |
Ethereum | Ethereum |
Arbitrum One | Arbitrum One |
Base | BNB Smart Chain |
BNB Smart Chain | Polygon |
Polygon |
Hold USDC or USDT in your crypto wallet
If you’d like to hold USDC or USDT in your crypto wallet instead of Cash, first turn off Exodus Rewards so your stablecoins aren’t moved back to Cash: How do I disable Exodus Rewards?
Then follow the steps to withdraw your Cash as a stablecoin to your own crypto wallet address.
You can turn on Exodus Rewards again after you no longer need USDC or USDT in your wallet. Note that turning on Exodus Rewards will auto-convert your USDC and USDT to XO Cash (XO).
Withdraw your Cash as USDC or USDT
In Exodus Pay, tap Withdraw.
By default, USDC on Solana is shown. To choose a different network or stablecoin, a) tap the token dropdown menu. b) Select between USDC and USDT, then c) choose your preferred network.
Exodus automatically converts your XO Cash (XO) to USDC or USDT when you withdraw.
a) Paste the address, then b) tap Continue.
Paste your address here to withdraw to your own wallet. Be sure to disable Exodus Rewards first.
a) Enter the amount you want to send or b) tap Available to send all. c) Tap Withdraw.
The minimum withdrawal amount varies by network. You won’t be able to withdraw if your balance is below the minimum.
Slide the arrow to the right to confirm your withdrawal.
Your chosen stablecoin will arrive at its destination when the transaction is confirmed.